Mortgage Underwriter - Freelance AI Trainer

Das ist der Job

Description Please submit your CV in English and indicate your level of English proficiency.

Darum lohnt es sich

Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems. Participation is project‑based, not permanent employment.

What this opportunity involves • Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash‑out refinance); • Create test cases involving qualifying income calculations for self‑employed borrowers using Schedule C, K‑1, and Schedule E; • Draft and audit conditional approval letters and adverse action notices for RegB / ECOA compliance; • Distinguish FannieMae / FreddieMac selling guide rules from lender overlays in jumbo and non‑conforming loan scenarios; • Document problem statements clearly and provide verified correct answers.

What we look for • Degree in Finance, Economics, Business Administration, Accounting, Real Estate, or any related field; • 3+ years of mortgage, lending, real estate, or financial services experience; • Current or recent experience in underwriting & origination or adjacent roles; • Ability to calculate qualifying income for self‑employed borrowers from IRS Forms 1040, Schedule C, Schedule E, and K‑1; • Deep familiarity with FannieMae / FreddieMac selling guides and knowledge of RegB, RegZ, and TRID disclosure timing rules; • Strong written English (C1+).

How it works Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid Project time expectations For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements. This is an estimate, not a guaranteed workload, and applies only while the project is active.

Compensation On this project, contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. Compensation varies across projects depending on scope, complexity, and required expertise. Please note that other projects on the platform may offer different earning levels based on their requirements.