Das ist der Job
Participation is project-based, not permanent employment.
Darum lohnt es sich
Overview
Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems.
Responsibilities Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance) Create test cases involving qualifying income calculations for self-employed borrowers using ScheduleC, K‑1, and ScheduleE Design pre‑qualification scenarios based on realistic rate sheets across different credit score ranges and down‑payment percentages Draft and audit conditional approval letters and adverse action notices for RegB/ECOA compliance Verify gift fund documentation chains and disclosure timing under TRID, RegZ, and RESPA Distinguish FannieMae/FreddieMac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios Apply correct rulesets for rate‑and‑term vs. cash‑out refinances, including state‑specific overlays (e.g.
Texas Section50(a)(6)) Document problem statements clearly and provide verified correct answers Qualifications Degree in Finance, Business, Economics, or any related field 3+ years of residential mortgage underwriting or equivalent professional experience FHA Direct Endorsement (DE) or VA Credit Underwriter authority is a strong sign
