Das ist der Job
Participation is project-based, not permanent employment.
Darum lohnt es sich
Overview Mindrift connects specialists with project-based AI opportunities for leading tech companies, focused on testing, evaluating, and improving AI systems.
Responsibilities Evaluate AI-generated mortgage underwriting decisions across loan types (conforming, jumbo, FHA, VA, cash-out refinance) Create test cases involving qualifying income calculations for self-employed borrowers using ScheduleC, K‑1, and ScheduleE Design pre‑qualification scenarios based on realistic rate sheets across different credit score ranges and down‑payment percentages Draft and audit conditional approval letters and adverse action notices for RegB/ECOA compliance Verify gift fund documentation chains and disclosure timing under TRID, RegZ, and RESPA Distinguish FannieMae/FreddieMac selling guide rules from lender overlays in jumbo and non-conforming loan scenarios Apply correct rulesets for rate‑and‑term vs. cash‑out refinances, including state‑specific overlays (e.g.
Texas Section50(a)(6)) Document problem statements clearly and provide verified correct answers Qualifications Degree in Finance, Business, Economics, or any related field 3+ years of residential mortgage underwriting or equivalent professional experience FHA Direct Endorsement (DE) or VA Credit Underwriter authority is a strong signal Ability to calculate qualifying income for self-employed borrowers from IRS Forms1040, ScheduleC, ScheduleE, and K‑1 Deep familiarity with FannieMae/FreddieMac selling guides and the overlay‑versus‑rule distinction Knowledge of RegB adverse action requirements, RegZ, and TRID disclosure timing rules Familiarity with automated underwriting systems (DU/LP) and loan origination software (Encompass, Empower) Strong written English (C1+) Process Apply → Pass qualification(s) → Join a project → Complete tasks → Get paid Workload For this project, tasks are estimated to require around 10–20 hours per week during active phases, based on project requirements.
This is an estimate, not a guaranteed workload, and applies only while the project is active. Compensation Contributors can earn up to $60 per hour equivalent, depending on their level and pace of contribution. Compensation varies across projects depending on scope, complexity, and required expertise. #J-18808-Ljbffr
